Bonus Tax Calculator
Enter your gross bonus, state and filing status to see federal, Social Security, Medicare and state withholding, and the net amount that lands in your account.
Salary is used for the marginal method. Wages paid so far set the Social Security cap and the extra 0.9% Medicare tax.
You keep 0¢ of every dollar. Effective tax rate: 0%.
Estimate using 2026 federal rules: 22% (37% over $1 million) for the flat method, 2026 brackets and standard deduction for the marginal method. CA SDI uses the 2026 rate of 1.3% with no wage cap. Flat-tax states use the state rate; your payroll form can change it. This isn’t your final tax bill.
How Much Will My Bonus Be After Taxes?
Expect to keep about 70% of a bonus in a no-income-tax state. Employers withhold 22% federal tax plus 7.65% for Social Security and Medicare, which leaves 70.35% before any state tax.
Federal $2,200 | Social Security and Medicare $765 (7.65%) | Net bonus $7,035
How Much Tax Will Be Deducted From My Bonus?
Federal income tax at 22%, Social Security at 6.2%, Medicare at 1.45%, and state tax where one applies. In a no-income-tax state that totals 29.65%.
How Much Is My Bonus After Tax?
$7,035 from a $10,000 bonus in a state with no income tax. Each point of state tax takes another $100.
How Much Money Will I Take Home From My Bonus?
Take-home equals gross minus every withholding line, minus any 401(k) deferral. The calculator above shows each line.
What Is the Net Bonus After Tax?
The net bonus is the amount deposited after payroll withholding. Your tax return can raise or lower the final result.
How to Calculate Bonus Tax?
Multiply the gross bonus by the federal rate, add FICA and state tax, then subtract the total. Four steps turn gross into net.
Federal
Gross bonus x 22%.
FICA
Gross bonus x 7.65%.
State
Gross bonus x your state rate.
Net
Gross minus steps 1 to 3.
$2,200 federal + $765 FICA
How to Calculate Tax for a Bonus Payment?
Multiply the gross bonus by 22%, then add 7.65% FICA and your state rate.
How to Calculate Bonus After Tax?
Subtract those totals from the gross bonus. $10,000 less $2,965 leaves $7,035 before state tax.
How Is the Gross Bonus Converted Into Net Bonus Pay?
Payroll withholds each tax in turn, so net pay equals gross minus federal, FICA, state and pre-tax deductions.
What Information Do I Need to Calculate My Bonus Tax?
Your gross bonus, state, filing status, wages paid so far this year, and whether the bonus is paid separately.
How Much Tax Will I Pay on Different Bonus Amounts?
These figures use the 22% federal rate and 7.65% FICA with no state tax. Subtract your state’s share from the last column.
| Gross bonus | Federal (22%) | FICA (7.65%) | Net before state tax |
|---|---|---|---|
| $1,000 | $220 | $76.50 | $703.50 |
| $5,000 | $1,100 | $382.50 | $3,517.50 |
| $10,000 | $2,200 | $765 | $7,035 |
| $20,000 | $4,400 | $1,530 | $14,070 |
You keep 70.35% at every amount. Bars show the net deposit before state tax.
How Much Is a $1,000 Bonus After Tax?
$703.50: $220 federal and $76.50 FICA, before state tax.
How Much Is a $5,000 Bonus After Tax?
$3,517.50: $1,100 federal and $382.50 FICA, before state tax.
How Much Is a $10,000 Bonus After Tax?
$7,035: $2,200 federal and $765 FICA, before state tax.
How Much Is a $20,000 Bonus After Tax?
$14,070: $4,400 federal and $1,530 FICA, before state tax.
What Is the Federal Tax Rate on Bonuses?
22% on supplemental wages up to $1 million in a year, and 37% on the part above it. The IRS calls bonuses supplemental wages, and that label sets the withholding rate.
Flat supplemental rate, up to $1M
Mandatory rate on supplemental wages over $1M
Flat-rate method
Your employer withholds a fixed 22% from a bonus paid separately. Your W-4 doesn’t change that rate.
Aggregate method
Your employer adds the bonus to regular pay and withholds as if the total were one paycheck.
Is My Bonus Taxable Income?
Yes. The IRS treats a bonus as supplemental wages, taxed like the rest of your pay.
Does a Bonus Count as Income?
Yes. It’s added to your W-2 wages for the year.
Is My Bonus Taxed Differently From My Regular Salary?
Only the withholding differs. The IRS lets employers use a flat rate on bonuses paid separately.
Is My Bonus Taxed at a Higher Rate Than My Salary?
Withholding can run higher than your bracket, but your final tax uses your normal brackets.
What Is the Supplemental Wage Tax Rate?
22% up to $1 million in a year, and 37% on the excess.
How Does the Flat-Rate Method for Bonus Tax Withholding Work?
A flat 22% comes out of a bonus paid separately from regular wages.
How Does the Aggregate Method for Bonus Tax Withholding Work?
The bonus joins regular pay, and withholding is figured on the combined amount.
How Much Are Bonuses Taxed in Different States?
State tax can take 0% to over 10% of a bonus. Add it to the federal 22% and 7.65% FICA for your total withholding.
| State | Bonus withholding | Note |
|---|---|---|
| California | 10.23% | Supplemental rate for bonuses |
| Texas | 0% | No state income tax |
| Georgia | 4.99% | Flat state income tax |
| Oregon | 8% | Supplemental flat rate |
| Illinois | 4.95% | Flat state income tax |
| New York | 11.7% | Plus 4.25% in New York City |
| North Carolina | 4.09% | Flat supplemental method |
| Wisconsin | 3.54% to 7.65% | Tiered by annual pay |
How Much Is a Bonus Taxed in California?
10.23% withholding on bonuses, or $1,023 on $10,000. California also takes 1.3% SDI with no wage cap.
How Much Tax Is on a Bonus in Texas?
$0. Texas has no state income tax.
How Much Are Bonuses Taxed in Georgia?
4.99% flat, or $499 on $10,000. Georgia employers moved to this rate from 5.19% in May 2026.
How Much Are Bonuses Taxed in Oregon?
8% supplemental rate, or $800 on $10,000.
What Is the Bonus Tax Rate in Illinois?
4.95% flat, or $495 on $10,000.
How Much Are Bonuses Taxed in Wisconsin?
Wisconsin withholds in tiers from 3.54% to 7.65% based on annual pay. Confirm your tier with the Wisconsin Department of Revenue.
How Do State Taxes Affect My Take-Home Bonus?
Each point of state tax removes $100 from a $10,000 bonus. Local taxes add more, such as 4.25% in New York City.
How Does My Salary Affect the Tax on My Bonus?
Salary rarely changes flat 22% withholding, but it decides your final bracket. Higher base pay puts more of the bonus in your top bracket at filing.
| 2026 single bracket | Taxable income up to |
|---|---|
| 10% | $12,400 |
| 12% | $50,400 |
| 22% | $105,700 |
| 24% | $201,775 |
| 32% | $256,225 |
| 35% | $640,600 |
| 37% | Above $640,600 |
Does My Annual Salary Affect the Tax on My Bonus?
Under the flat method, no. Under the marginal method, yes.
How Is a Bonus Taxed With My Regular Paycheck?
Payroll often uses the aggregate method, so the combined check is withheld like one larger paycheck.
How Does a Salary Bonus Calculator Estimate My Bonus Tax?
It applies the supplemental rate, FICA and your state rate to the gross bonus.
How Does a Paycheck With Bonus Calculator Work?
It adds the bonus to a normal pay period, then withholds on the total.
How Is Tax Calculated on Different Types of Bonuses?
Every bonus type follows the same supplemental wage rules. The label changes timing, not the rate.
How Is an Annual Bonus Taxed?
As supplemental wages in the year paid, usually at a 22% flat rate.
How Is an End-of-Year Bonus Taxed?
In the year you receive it, so a January payout counts toward the new year.
How Is a Performance Bonus Taxed?
Same rules as any bonus: 22% flat when paid separately.
How Is a Signing Bonus Taxed?
Taxed when paid. Ask your employer how repayment terms are handled.
How Is a Retention Bonus Taxed?
Taxed when paid out, not when it’s promised.
How Is a Bonus Paid With Regular Wages Taxed?
Usually by the aggregate method.
| Bonus type | Taxed when | Typical federal withholding |
|---|---|---|
| Annual or end-of-year | Year you receive it | 22% flat |
| Performance | Pay date | 22% flat |
| Signing | Pay date | 22% flat |
| Retention | Payout date | 22% flat |
| Paid with regular wages | Pay date | Aggregate method |
Why Was So Much Tax Deducted From My Bonus?
The withholding looks large because FICA and a flat 22% hit the full amount at once. It isn’t extra tax. It’s a prepayment.
Why Is My Bonus Paycheck Taxed More Than My Regular Paycheck?
Flat 22% plus 7.65% FICA applies to the whole bonus, and aggregate withholding treats the check as a larger paycheck.
Does a Large Bonus Push Me Into a Higher Tax Bracket?
No. Only dollars above each threshold are taxed at the higher rate.
Why Is Bonus Tax Withholding Different From My Final Tax Liability?
Withholding is an estimate. Your return uses full-year income, deductions and credits.
Will I Get a Tax Refund if Too Much Tax Is Withheld From My Bonus?
Yes. Over-withholding comes back as a refund when you file.
Can I Reduce the Tax on My Bonus?
You can lower the taxable amount, though not the flat withholding rate.
Can Retirement Contributions Reduce the Tax on My Bonus?
Pre-tax 401(k) contributions cut federal and state taxable income, but not FICA.
Can I Adjust My Bonus Tax Withholding?
You can’t change the flat 22% rate. A new W-4 changes regular and aggregate withholding.
How Can I Estimate My Bonus After All Payroll Deductions?
Subtract health premiums and retirement deferrals too. The calculator’s 401(k) field covers the retirement part.
FAQ’s About Bonus Tax
Does My Employer Decide How Much Tax Is Withheld From My Bonus?
Your employer picks the flat or aggregate method within IRS rules. You control the outcome through your W-4 and deferrals.
Are Bonuses Taxed Twice?
No. You pay tax once. Withholding is credited against your final bill.
Can I Calculate My Bonus After Tax Without Knowing My Annual Salary?
Yes, for a flat-method estimate. You only need the gross bonus and your state.
Does a Bonus Tax Calculator Show My Final Tax Liability?
No. It shows withholding. Final liability depends on your whole-year return.
How Accurate Is an Online Bonus Tax Calculator?
It’s accurate for withholding when you enter the right method and state. It can’t see your deductions or credits.